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Your home consists of more than a just your house. A home includes the pool in your backyard, the tools in your garage and the wedding ring on your finger. Most importantly, it also includes your family, their happiness and safety. Homeowners insurance allows you to protect every part of your home giving you a greater sense of security, knowing that you'll always have a warm roof over your head. The sections below provide simple but vital information that will help you understand what homeowners insurance covers.
Click on the terms below to learn more about the various types of Homeowners Insurance coverage.
House
Other Structures
Personal Liability
Personal Property
Medical Expenses
Loss of Use |
-Obviously this part describes the most important coverage of a homeowners insurance policy
-For structures unattached to your house: pool, shed, gazebo, detached garage, etc...
-Protects you from liability claims should someone become injured on your property
-For personal belongings such as clothing, furniture and standard electronics are covered
-Helps pay medical bills of those injured on your property
-In the event your home is damaged to the extent of being uninhabitable, this coverage will pay for the living expenses away from home while waiting for repairs, rebuilding, etc.... |
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